Protecting your assets When assets are distributed to beneficiaries "absolutely", they receive cash, property or other assets as a direct lump sum payment. These assets are then considered to be part of the beneficiary’s estate, and are vulnerable to future divorce settlements, creditors and taxation. Read more
Long Term Care An estimated 70,000 people per year have to sell their homes to pay for care. You don’t need to be one of them. Read more
What is a Trust A trust is a straightforward but very powerful way to ensure those you love are looked after when you are gone. As the ‘settlor’ you create a trust that is administered by trustees. The trustees have a legal obligation to protect and distribute your assets in a certain way. Think of it as having control "beyond the grave"! Read more
Lasting Powers of Attorney We take out insurance for many parts of our lives - cars, phones, homes, medical expenses. But what about "insuring" against your sudden loss of capacity to administer your own affairs? Read more
Multiple Sibling Trusts Leaving assets to a single Trust is a better solution than leaving assets absolutely, but is it the best solution when there are multiple beneficiaries? Read more
Will Clarity statement A Will Clarity Statement explains the WHY behind your wishes but it also includes the WHERE, the WHEN, the HOW and the WHO. A Will Clarity Statement can be crucial in helping to manage expectations, whilst deterring any potential claims against the Will. Read more
Generational IHT Succession planning, often known as bloodline planning, isn’t just about ways to reduce Inheritance Tax. Bloodline planning is a strategy to "keep it in the family", whether it be assets, antiques, funds, your family home, your business or property portfolio. Read more
Business Succession Planning If you’ve built up a robust and profitable business, you’ll want to continue to grow and thrive for the benefit of your family, now and into the future. Read more
Why use a Professional Trustee The role of a Trustee can be extremely daunting for an untrained person and often decisions will be made which may not be completely in the the interest of the Beneficiaries. Read more
Marriage after Death On first death, all the assets are then solely owned by the surviving spouse. What if they re-marry? Watch this short video explaining how to avoid your legacy passing to a new spouse and disinheriting your children. Read more